Private Lending Solutions for Dallas Real Estate Investors

Fast, Flexible, and Reliable Financing Options

RoseRock

Company Overview

At RoseRock, we’ve spent the past several years crafting customized private lending solutions tailored to the needs of real estate investors in Dallas. Our extensive experience in the Dallas real estate market has allowed us to build a deep understanding of the region’s unique dynamics, helping our clients secure funding efficiently and with confidence. From residential developments to commercial investments, we’ve seen it all, bringing a knowledgeable, hands-on approach to each project we fund. Our dedication, resilience, and unwavering commitment empower real estate investors through our growing presence in Dallas.

We’re more than a lending institution; we’re a partner in your investment journey. At RoseRock, we prioritize transparency and clarity, ensuring that our clients always have a clear view of fees and financial expectations from the start. Our tailored loan structures and competitive rates are designed to support successful exits, creating value for our clients at every stage. Whether you’re looking to acquire land or bridge short-term financial needs, our Dallas-based team is here to provide expert guidance and a seamless lending experience you can rely on.

Dallas Lending Services

Land Loans

Whether you're acquiring raw land or preparing for development, RoseRock offers land loans tailored to meet your investment strategy. Our loans ensure you have the capital needed for both short-term and long-term projects.

Hard Money Loans

Ideal for real estate investors needing quick financing, our hard money loans offer fast approval and clear terms. With a holistic review process, we evaluate multiple aspects of each loan, ensuring a reliable way to secure funding when traditional lenders can’t.

Bridge Loans

RoseRock’s bridge loans offer a short-term financing solution designed to help investors "bridge" the gap between transactions. Perfect for securing properties quickly while waiting on longer-term financing or the sale of another asset.

Fix and Flip Loans

Designed for real estate investors looking to purchase, renovate, and resell properties, our fix and flip loans give you quick access to the capital needed to execute your plans and maximize your profits.

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Benefits of Funding with RoseRock

Fast Approvals and Funding

At RoseRock, we understand that time is of the essence in real estate investing. That’s why we prioritize fast approvals and swift funding to ensure you can move forward with your projects without delay.

Loan Terms

Every investment is unique, and so are your financing needs. We offer transparent loan terms that can be tailored to fit your specific goals and project timelines, ensuring you have a clear understanding of every step along the way.

Local Dallas Market Knowledge

With an office based right here in Dallas, our team brings local market insights that give you a competitive edge. We understand the nuances of the DFW real estate landscape, allowing us to offer better input and more relevant financing solutions.

Experienced Private Lending Professionals

Our team of lending professionals has years of experience helping real estate investors succeed. We’re here to offer support throughout every step of the lending process.

Our Private Lending Process

Our streamlined lending process ensures you can secure funding quickly and efficiently. Here’s how it works:

  • 1. Application
    Submit your loan request through our simple online form or contact our Dallas office directly.
  • 2. Review
    Our team will evaluate your investment and offer terms based on your project needs.
  • 3. Approval
    Once approved, you’ll receive a clear breakdown of your loan structure, fees, and terms.
  • 4. Funding
    After accepting the loan terms, we work efficiently to deliver funding, so you can stay focused on your investment.
  • 5. Closing
    Complete the deal with confidence, knowing RoseRock has supported you every step of the way.

Dallas Real Estate Success Stories

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Sports Complex in Dallas

The sponsor was introduced to us via a loan broker seeking a refinance of 19.6-acres of land in North DFW. The property was approved for a sport’s complex development and the borrower’s lender was unwilling to provide an extension on the existing loan. RoseRock provided a $5,000,000 equity recap loan, which provided the borrower with capital and time to complete the planning phase of the project. The bridge loan was successfully paid off when the sponsor refinanced into a large construction loan with a local bank.

  • Loan Amount: $5,000,000
  • Loan to Value: 58%
  • Term: 12-months
  • Collateral: FLDT on the subject property; personal guaranty
  • Repayment: Interest-only; no prepay penalty
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DFW Land Bridge Loan

The sponsor was introduced to us via a loan broker seeking acquisition financing of 23-acres of land in West DFW entitled for a large multifamily development. The borrower had another lender unexpectedly back out of the deal, and RoseRock was able to provide funding on the tight timeline. Our loan helped the sponsor acquire the land and provide time to continue the equity raise and seek construction financing.

  • Loan Amount: $4,800,000
  • Loan to Value: 48%
  • Term: 12-months
  • Collateral: FLDT on the subject property; personal guarantors
  • Repayment: Interest-only; no prepay penalty
open land with trees

Dallas Multi-Family Land Loan

The sponsor was introduced to us via a loan broker seeking acquisition financing of two adjacent tracts of land totaling 35-acres in South DFW. The borrower had spoken with many lenders before connecting with RoseRock and negotiated agreeable terms. The property is to become a large townhome development, and the sponsor has strong experience in this type of project. The loan closed on time and provided the time needed for the development to get permitted and refinanced into a construction loan.

  • Loan Amount: $7,000,000
  • Loan to Value: 65%
  • Term: 6-months
  • Collateral: FLDT on the subject property; personal guaranty
  • Repayment: Interest-only; no prepay penalty

Terms

Term LTV Interest Points
Land Term: Up to 12 months LTV: Up to 65% Interest: 8 - 15% Points: 2 - 3%
Fix & Flip Term: Up to 12 months LTV: Up to 70% Interest: 8 - 15% Points: 2 - 3%
Bridge Term: Up to 12 months LTV: Up to 65% Interest: 8 - 15% Points: 2 - 3%
Construction Term: Up to 12 months LTV: Up to 60% Interest: 8 - 15% Points: 2 - 3%
Closing Costs $1,525 - $2,300 Processing Fee*
*Dependent upon asset class and loan size 		Closing costs are subject to change if additional third-party services are needed for a transaction.

Frequently Asked Questions

What type of properties do you lend on?
We provide financing for a variety of property types, including residential, commercial, land, and new construction projects.
How quickly can I get funding?
While timelines can vary, we aim to process approvals quickly and work efficiently to get funding to you as soon as possible after submitting your loan application.
What is the interest rate range for your loans?
Interest rates vary based on the type of loan and the specifics of your project. Contact us for a personalized quote.
Do I need to have perfect credit to get a loan?
No, we take a holistic approach to our lending decisions, evaluating multiple aspects of each loan proposal. While perfect credit isn't required, we do review credit reports as part of our overall assessment of the asset and project.
Do you only work with investors in Dallas?
While our Dallas office specializes in the local market, we also work with real estate investors throughout the DFW Metroplex.

Lending Service Area

With a local office in Dallas, RoseRock is committed to serving real estate investors across the DFW Metroplex. Whether you’re working in booming areas like Uptown, Bishop Arts District, or new development zones across Frisco and Plano, we’re here to provide expert lending solutions that cater to your needs.

© RoseRock